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For every item you purchase on a credit card, figure out how many months it will take you to pay it back, then take the overall price and multiply it by the interest rate. Multiply that number by however many months it will take, then add it to the price to see what you are really paying for each item-IF YOU MAKE THE FULL PAYMENT ON-TIME EVERY MONTH.

For every item you purchase on a credit card, figure out how many months it will take you to pay it back, then take the overall price and multiply it by the interest rate. Multiply that number by however many months it will take, then add it to the price to see what you are really paying for each item-IF YOU MAKE THE FULL PAYMENT ON-TIME EVERY MONTH.

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