The financial strain of having chronic illnesses that prevent you from being able to work is very, very real. Many people seem to be under the impression that being sick means you automatically qualify for all programs and all expenses are handled for you. Sadly for those of is in this situation, that is not how it works. There is a ton of red tape to go through and it can take years to accomplish.
The way we determine if someone is disabled in the court system is atrocious, but the fact that it involves money means we will ALWAYS be dealing with “red tape.” No one likes to give up money because it has become more important than making sure every human being at least has food, clothing, and shelter. You can say what you want about the rules, regulations, and politics regarding disability. I fully expect people to not understand this, but to me- it’s very basic.
If it were really about making sure that people who aren’t capable of providing for themselves were provided for- we’d be making sure that people were provided for from the moment they applied until they were determined to be eligible/ineligible instead of making them suffer and struggle until they are approved. I’m aware of the problems with that, but there are more benefits than problems. That’s a different article, though. This one is for helping those who are in the struggle, or just want to save some money.
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I’m sure you’ve heard all about Amazon by now, but in case you haven’t, they’re an online retailer that carries just about any item you could want. They’ve basically set it up so you can shop online and still have many of the same options that would normally bring you to a brick & mortar store. Not only do they have items sold by Amazon, they also have a marketplace of third-party sellers that allow you to get competitive pricing on both items Amazon carries, and ones they don’t. This gives a wide-variety of items and prices for consumers to choose from.
In addition, they also offer several other ways to save money through programs they have created, and there are some general tips that can help you maximize your savings. This article will be going over all those programs and tips, so read through and follow the links/banners to the ones that can benefit you. With all of their programs, they’ve basically made it where you can get rid of any other subscription services you might have been using in favor of one of theirs. They mean for you to use the programs with each other to maximize your savings.
Here is an overview of a few of the money-saving “methods” you can use while shopping, and further down, I go over all the programs they offer:
Consider this like the clearance aisle or discount bin at your local retailer. Most items are under $10, so these actually can come in handy if trying to meet that $25 minimum total to get free shipping.Amazon Bargain Finds
Just like other retailers, Amazon does have coupons you can use. You even have to digitally “clip” them so they’ll apply to your order. They can be very useful. Just make sure you are reading the eligibility requirements carefullyAmazon Coupons
Everyday, Amazon puts up items for different types of sales. They have the one I have a banner for here, but they also have daily lightning deals that are available for just a few hours, or until all the deals have been claimed. These sales include items from every department, and can sometimes be HUGE deals, especially during their slower months. If you shop online, I would definitely look at the Gold Box Deals and Today’s Deals pages before making purchases.
This is technically just a chance to save money. The daily giveaway is a free chance to win an item every single day. All you have to do is click on the box for your chance to win.
When shopping, an item sold by Amazon is generally the cheapest route to go, sometimes even when the actual item price is a little higher than the third-party sellers’ because of shipping costs. This is not to say that’s always the case, but more often than not, that’s how it ends up.
Since Amazon sends out so many packages, they have a good rate on shipping that many smaller retailers can’t match. This is where you end up with retailers who have taken advantage of the “shipped by Amazon” option. Amazon stores their inventory for them so they are then able to ship it out at the lower rates Amazon gets on shipping.
They have both the faster Prime shipping benefits, and a long-running policy of free shipping for orders over $25. The slower option takes 7-10 days to arrive. Prime shipping offers a free two-day shipping option on most items, and one-day, and same-day shipping option on many items in cities where it’s possible. The shipping aspect is only a small part of Prime. Read on for the rest of the advantages.
They’ve really added to the Amazon Prime benefits since they first created the program. It offers all kinds of goodies now. We briefly discussed the shipping option but here are the details:
◾Free two-day shipping on over 100 million items with no minimum purchase threshold.
◾Free one-day shipping on over 10 million items with no minimum purchase threshold. Receive orders by 9pm the next day.
◾Free same-day delivery on over 3 million items in select cities. Minimum $35 purchase requirements and orders need to be placed generally by noon to be delivered the same day.
◾Prime Now that allows you to shop items from Amazon, local stores, and restaurants and have it delivered to you.
◾An extra way to save if you’re a Prime member that doesn’t really need your items in two days, is to choose the Free No-Rush shipping at checkout for instant discounts or to earn rewards toward future orders, and get your order within 6 business days.
◾Early access to deals offered on Amazon, and exclusive deals just for members.
◾Prime Wardrobe is their answer to all those clothing subscription services. You can choose up to 8 items to be delivered to you, and only pay for those you choose to keep.
◾Thousands of movies, TV shows & Amazon Originals
◾Over two million songs, ad-free
◾20% off Amazon Music Unlimited
◾Rotating podcasts on Audible Channels
◾1,000+ eBooks, magazines, comics & audiobooks
◾Early access to Kindle books each month
◾Free Games & In-Game Loot with Twitch
◾Unlimited photo storage
◾Scheduled, In-Home & In-Car Delivery
◾Alexa Voice Shopping & Deals
◾Savings at Whole Foods Market
◾20% off diapers, baby food & more
You get all this for $12.99 a month for a regular membership. The do offer a discounted membership for both students and anyone with an EBT card. I’ve included all three banners below:
Maybe you already use Prime but know someone you could gift it to. They have a link for that, too
For an additional $4.99 a month, you can also be a member of Prime Pantry. Prime members in select regions can shop for groceries and household products in everyday sizes, such as a single box of cereal, with Prime Pantry. It offers low priced products and exclusive savings, such as deals and coupons.
This is another little way you can save if you have children under the age of 12. If you sign up for this free program, they’ll send you exclusive deals and parenting tips. If you’re already a Prime member, you also get 20% off of diapers, baby food, and more when taking advantage of Subscribe and Save.
Subscribe and Save
This is another nifty program Amazon offers. Subscribe and Save allows you to subscribe to certain items and have them delivered on a schedule. It can be especially helpful if you have a busy life. The price for eligible items is slightly less than if you just bought them whenever. You get free shipping and you save up to 15% on items If you get 5 or more items in a month. In addition, there are also coupons you can clip to use with the items.
Prime members unlock 20% savings on subscriptions to diapers, baby food and more when receiving 5 or more products in a given month to a single address, compliments of Amazon Family
If you have an illness that makes it hard to get out of the house, you may often pay people to go get things for you, or have them delivered. Using the Amazon programs can really help in those situations, especially Amazon Fresh. It’s important to be able to get fresh food when you are trying to manage your health. Amazon Fresh is available in many cities and can be essential to making sure you get the nutrients you need if you’re unable to get out by yourself.
Amazon business is a way you can save if you have a business. Not only does it offer the ability to give multiple employees access to make purchases and several other features, there are special pricing and discounted offers for members of this program.
Amazon Music Unlimited
If you really love your music, or just want the music and not the Prime membership, you can get access to over 5 million songs with Amazon Music Unlimited. It’s $9.99 a month. If you’re a Prime member who wants ALL the music, you get a 20% discount on the subscription price.
Kindle Reading App
You don’t need to buy Kindle to be able to read e-books. You can basically turn any device into a Kindle by downloading the Kindle Reading app for free.
Once you have the reading app, there are plenty of free e-books you can download. If you want access to even more, you can sign up for the Kindle Unlimited membership that gives you access to thousands of titles for only
Kindle Countdown Deals
These are limited time discounts on exclusive Kindle content. A great way to get a discount on titles that aren’t free with Kindle Unlimited.
If you have little children you allow to have screen time, Freetime Unlimited is a good option. It limits the content they can access to only what you allow in the settings. Very useful for making sure they aren’t getting into anything they shouldn’t without having to monitor every moment. They have a variety of plans and pricing availble. They even have a pretty great deal right now of a 3-month family plan for just $2.99. There are also discounts for Prime members, and a discount for paying yearly instead of monthly, so it’s definitely worth checking into.
Outlet & Warehouse Deals
These are the online equivalent of brick and mortar discount stores like Family Dollar, Dollar General, retail outlets, etc. You can find all kinds of heavily discounted items in the Outlet. Warehouse deals are mostly refurbished, used, or opened (most of the time something that has been returned, but is still usable.)
All of these programs are designed to make it where you can keep all your business with Amazon, but using them all together can give you some serious savings. Yes, there are monthly or yearly fees that you have to consider, but for many people, they are worth the investment for the money, time, and effort they can save.
It varies based on your location and types of items you buy, but if you already have similar subscription services, and use delivery services to get many of your items, taking advantage of all the Amazon programs could save you quite a bit of money.